High-yield Private Debt.
Invest where the strongest real estate market growth is in Europe.

For experienced investors wishing to diversify their investments in Bulgaria and Cyprus, with an entry ticket accessible from €250 and a model where our interests are aligned with yours.
LendNXT is currently undergoing accreditation with the Cyprus Securities and Exchange Commission, in accordance with Regulation (EU) 2020/1503 on crowdfunding (ECSP)
LendNXT dashboard
LendNXT crowdfunding platform

Our interests are aligned
with yours

Our business model is based on the success of the project you have invested in. We only receive our commission after you have been fully repaid — capital and interest.
01
Once the fundraising is completed, structuring fees are paid to us by the project owner.
These fees represent approximately 40% of our compensation and cover the costs associated with fundraising and platform operations.
02
After investors are repaid, our commission is paid by the project owner.
This represents about 60% of our compensation and is calculated based on the profit margin realized by the project owner upon the sale of the real estate assets.
03
No Fees, No Hidden Costs for Investors
Investors pay no fees. We covers all transaction fees, ensuring your returns are not diminished.
Book a callGet the pre-launch bonus

A Full-Cycle Approach
to Projects Success

To make that happen, simply providing capital isn’t enough. That’s why, at LendNXT, we do more than just facilitate loans for project owners — we actively support them from start to finish. This includes in-depth market analysis, financing structuring, offering resources and our local network, as well as promoting properties to accelerate sales.

We believe risk should be managed proactively, not only at the loan approval stage.

By monitoring key milestones and supporting project owners at every step, we anticipate and address challenges early — helping to protect capital and ensure the best possible outcome for all parties involved.

Local insight is key.

With on-the-ground expertise in high-growth markets like Bulgaria and Cyprus, we leverage strong local networks to keep projects on track and ensure properties gain maximum visibility when it’s time to sell.

We earn only when you do.

Our compensation is tied to the success of the project — our goals are naturally aligned with both investors and project owner, working toward a common success.
Frequently Asked Questions
What is LendNXT ?
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LendNXT is a real estate-focused private debt lending platform (crowdfunding) that connects investors with real estate projects across Europe, mainly in Bulgaria and Cyprus. Investors lend money to project owners, similar to how a bank would, and earn fixed returns through interest payments. The platform is dedicated exclusively to real estate investments and operates entirely in Euro (€).

Are there any fees for Investors ?
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No, our investors don’t pay any fees or commissions (0% fee). All costs are covered by LendNXT — so you keep 100% of your returns.

How are investment returns taxed ?
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Taxation on your returns depends solely on your fiscal residency. Interest from your investments on LendNXT is paid in full, with no tax withheld in Cyprus or Bulgaria if you are not a tax resident there. For example, if you are fiscally resident in France, your returns are taxed in France according to local rules (e.g., PFU). Double taxation treaties, such as those between France and Cyprus or Bulgaria, ensure that no additional tax is applied in these countries. We provide annual statements to help you with your tax declarations.

What is the minimum investment amount on the platform ?
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The minimum investment amount is €250.

What types of projects will be available on the platform ?
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Our platform focuses on real estate development and property flipping (purchase, with or without renovation, and resale of properties).

When will the platform launch ?
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Our platform will launch once we obtain CySEC accreditation as an ECSP (European Crowdfunding Service Provider) under EU Regulation 2020/1503. We are currently in the application process and will announce the official launch date as soon as we are approved.