We believe risk should be managed proactively, not only at the loan approval stage.
Local insight is key.
We earn only when you do.

LendNXT is a real estate-focused private debt lending platform (crowdfunding) that connects investors with real estate projects across Europe, mainly in Bulgaria and Cyprus. Investors lend money to project owners, similar to how a bank would, and earn fixed returns through interest payments. The platform is dedicated exclusively to real estate investments and operates entirely in Euro (€).
No, our investors don’t pay any fees or commissions (0% fee). All costs are covered by LendNXT — so you keep 100% of your returns.
Taxation on your returns depends solely on your fiscal residency. Interest from your investments on LendNXT is paid in full, with no tax withheld in Cyprus or Bulgaria if you are not a tax resident there. For example, if you are fiscally resident in France, your returns are taxed in France according to local rules (e.g., PFU). Double taxation treaties, such as those between France and Cyprus or Bulgaria, ensure that no additional tax is applied in these countries. We provide annual statements to help you with your tax declarations.
The minimum investment amount is €250.
Our platform focuses on real estate development and property flipping (purchase, with or without renovation, and resale of properties).
Our platform will launch once we obtain CySEC accreditation as an ECSP (European Crowdfunding Service Provider) under EU Regulation 2020/1503. We are currently in the application process and will announce the official launch date as soon as we are approved.